Personal Banking Loans - Bank Loan Services - Alabama and Florida

Personal Loans

USAmeriBank offers a variety of customized secured and unsecured loans and lines of credit to meet a variety of personal needs, from vehicles and boats to education and vacations. Please call your nearby branch to speak with a loan specialist.

Home Equity Loans and Lines of Credit
The equity you have built up in your home can-when used responsibly-be an excellent source of capital for home improvements, education or starting a business. And the interest you pay may be tax deductible (consult your tax advisor).

We strive to make the process of getting and repaying your loan as uncomplicated as possible with:

  • Straight forward application
  • Timely decision
  • Access to cash through checkbook or debit card
  • Repayment through automatic deductions
  • Home Equity Loans
  • Lines of Credit
  • Credit Cards
  • Loans for the purchase of primary residences, second homes and investment properties
  • Fixed-Rate and Adjustable Rate Mortgages
  • Construction-to-Perm Loans
  • VA/FHA/USDA Mortgages
  • Jumbo Mortgages
  • Portfolio Mortgages
  • CD Secured Loans
  • Savings Secured Loans
  • Boat Loans

Contact your local banker for more information.


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