SBA Lender in Birmingham/Montgomery

Need capital for your business? Trust the leading SBA lender in Birmingham and Montgomery

USAmeriBank excels at helping businesses obtain Small Business Administration (SBA) loans in Birmingham and Montgomery. In fact, we're a market leader with this important financial resource. These loans are backed by the SBA, which allows us to make loans with terms that might not otherwise meet conventional lending criteria. Our business banking team provides unmatched knowledge of the SBA program so they can quickly and easily structure a deal to meet your needs.

Local decisions from the experts in SBA lending.


Need Capital for Your Business?

  • Hire employees
  • Purchase equipment
  • Open new locations

USAmeriBank Advantages

  • Manage entire process
  • Relationship stays within the Bank

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Alabama SBA Loan Specialist

Mark Woods SBA Loan Specialist bio pic

Mark Woods
SBA Business Development Officer

Office: 205-408-2051

Here's what our Clients Say

Keith Hiett and his wife Debbie began leasing the StillWaters Golf Club, located right off Lake Martin, in 2015. They operate one golf course and opened a restaurant in the clubhouse, which has experienced great success.

Soon after they began leasing the golf club, the Hietts turned to USAmeriBank to learn more about the SBA loan process so they could later purchase the facilities and equipment.

“It’s a lot of work when you’re doing something of the size we’re working on. There’s a lot that goes into it,” said Hiett. “Being able to get the help we need on the loan process so we can continue to operate the business while pursuing the SBA loan has been a huge help.”

Hiett said he didn’t know much about the SBA loan program before meeting with USAmeriBank. “There’s a lot of information you need to go through no matter what kind of loan you get,” said Hiett. “But USAmeriBank kept everything on track and walked us through the SBA loan process at a good pace.”

Keith Hiett
StillWaters Golf Club, Dadeville, Alabama



Mike Morgan Industrial has been steadily growing, becoming a leader in heavy industrial steel fabrication, installation, and repair services since its inception two years ago. When MMI decided to pursue a loan last year to purchase its facility, which includes five acres in Birmingham, company leaders met with USAmeriBank to consider their options.

MMI considered a conventional loan, but after talking with USAmeriBank’s SBA loan expert, they decided a small business loan was the best option. They also found the terms and rates of the loan to be more desirable.

“USAmeriBank communicated the process to us very well. Although the SBA process was more lengthy and detailed than a conventional loan would have been, USAmeriBank made it as easy as possible,” said Steve Morgan, the company’s vice president. “Overall the product that SBA offered was a better fit for us.”

Steve Morgan
Mike Morgan Industrial, Birmingham, Alabama