Personal Loans

USAmeriBank offers a variety of customized secured and unsecured loans and lines of credit to meet a variety of personal needs, from vehicles and boats to education and vacations. Please call your nearby branch to speak with a loan specialist.

Home Equity Loans and Lines of Credit

The equity you have built up in your home can—when used responsibly—be an excellent source of capital for home improvements, education or starting a business. And the interest you pay may be tax deductible (consult your tax advisor).

We strive to make the process of getting and repaying your loan as uncomplicated as possible with:

  • Straight forward application
  • Timely decision
  • Access to cash through checkbook or debit card
  • Repayment through automatic deductions

If you have more questions about home equity borrowing, or would like to start an application please call your nearby branch.

Residential Lending

USAmeriBank welcomes the opportunity to help you buy or refinance a home. Through our portfolio of products and broker relationships, we can help you find the mortgage that is right for you.

We offer:

  • Loans for the purchase of primary residences, second homes and investment properties
  • Fixed-Rate and Adjustable Rate Mortgages
  • Loans with Interest Only Payment options
  • Construction to perm loans

At USAmeriBank, our relationship managers are committed to assist you in making the right choice. Selecting the appropriate mortgage product for your long and short-term financial needs is critical to your overall financial health.

For more information about mortgages and lines of credit contact:

In Hillsborough County:
Gilly Dominguez
813.418.5125

In Pinellis County:
Sharon Savko
727.260.6477

Credit Cards

USAmeriBank will be happy to help you open a VISA or MasterCard account with one of our partner financial institutions.

Calculators