Other Business Services
Basic Business Internet Banking
Internet Banking combines convenience with security to give the flexibility to handle banking tasks anytime. Our suite of services frees you from the constraints of regular business hours. You can get answers as questions arise, transfer funds and even make deposits on your schedule. Contact a bank representative for additional information.
For your convenience, an online banking demo is available here. If you wish to enroll please contact a bank representative for additional information.
Click here to Tour Basic Business Internet Banking
Business Bill Pay
Business Bill Pay allows our customers to spend less time writing checks and more time managing their businesses. With USAmeriBank's Business Bill Pay service you can:
- Pay virtually any company, agency, organization or individual within the United States
- Schedule recurring payments for monthly bills
- Set-up e-bills and e-mail reminders for bill payments
- Activate user security features with tiered access and controls
- Electronically link invoice and credit memo information with your payments
- Access reports and manage pending payments
Click here to see our Business Bill Pay Demo
Remote Deposit Capture
Remote Deposit Capture (RDC) enables businesses to deposit checks electronically rather than transporting them to the bank. With RDC, a business scans deposits and transmits an electronic file of check images over the Internet to the Bank. Using RDC, business customers can streamline their cash management function, lower operational and transportation costs, and extend deposit cut-off times. Subject to credit approval.
Click here to see our Remote Deposit Capture Demo
This service provides businesses with the ability to accept electronic payments in the form of credit cards and debit cards. Our partner, Sterling Payment Technologies, also offers a variety of other services, including Electronic Check Verification, Check Guarantee and Check Conversion. We offer state of the art technology, with the latest point of sale terminals, software applications and wireless products to provide optimal solutions for our customers.
Health Savings Account
A Health Savings Account (HSA) is a tax-advantaged medical savings account available for employees enrolled in a High Deductible Health Plan (HDHP). It may be funded by payroll deduction and your company's contributions may be tax deductible. Unlike a Flexible Savings Account (FSA), funds roll over and accumulate year after year if not spent.
Funds may be used to pay for qualified medical expenses at any time. These include deductibles, co-payments and co-insurance; dental, vision and chiropractic care; durable medical equipment including eyeglasses and hearing aids; and medical transportation. Prescription medications are also eligible. More information on eligible expenses may be found on the IRS website.
An HSA at USAmeriBank features:
- Easy, automated, online employee enrollment
- Set and control participation and contribution criteria
- Easy program management and access to information online
USAmeriBank can help you do business overseas with:
USAmeriBank offers centralized Wire Transfer services for both Domestic and International Incoming and Outgoing wire transfers. Wires are initiated and processed using Fedline. Wire transfers can be initiated in person at any USAmeriBank branch, by facsimile request (with prior agreement) and via cash management Internet banking.
For your convenience we have provided customizable Incoming Wire Instructions. Please click on the attached link to view and complete the Incoming Wire instructions form. For further assistance using the Incoming Wire Instructions form or to initiate Outgoing Wire Transfer requests, contact your local branch office.
Incoming Wire Instructions
Purchasing foreign currency in advance saves time and makes traveling on business easier. For added convenience, we buy foreign currency as well.
International Collection Items
For your convenience we process international collection items such as drafts and checks and we process them through our correspondent banks.