Leadership Team & Board

Jennifer Steans

Founding Director and Chairman of Board; CEO, Financial Investments Corporation

Ms. Steans, Chairman of the Board, was an original organizer of USAmeriBank and has served as a director since the Bank was approved. From 1989 through 1993, Ms. Steans served as a Senior Consultant and Manager for Deloitte & Touche. Ms. Steans then served as Treasurer of Prime Graphics, Inc., from 1993 until founding Financial Investments Corporation ("FIC") in 1994. As President of FIC she oversees private equity investments and the Steans family office operations. Since inception, FIC has invested equity in over 200 transactions totaling $900 million. In 2000, Ms. Steans joined the Board of Directors of PCB Bancorp, Inc. Upon its sale to Colonial BancGroup, Inc. in 2004, PCB Bancorp, Inc. had grown to a four-bank holding company with approximately $675 million in assets. Ms. Steans' other business affiliations include service as a Director of Boulevard Healthcare, LLC, Chicago Deferred Exchange Corp., Dynamic Solutions Group, Mortgage Services Holdings LLC, Provest Holdings LLC, and Taylor Capital. In addition, she serves as an Advisory Board Member of Linden Capital Partners, LP, Prairie Capital Mezzanine Funds, Resource Land Fund III, LP, and Siena Capital Partners. Dynamic Solutions Group, Mortgage Services Holdings LLC and Provest Holdings LLC are based in Tampa, FL.

Ms. Steans also actively helps lead a number of nonprofit entities, including current service as Board member of Steans Family Foundation, Eleanor Foundation, The Ravinia Festival and Northwestern University, and past Board Chair of Leadership Greater Chicago. Ms. Steans holds a B.S. degree in mathematics from Davidson College and a M.M. from the J. L. Kellogg Graduate School of Business at Northwestern University.

Business Banking Executive

John Russell Thomas

Director and Vice Chairman of the Board

Mr. Thomas currently serves on the Business Council of Alabama and is the chairman for the 1831 Foundation of the University of Alabama. He has served on the Board of Visitors for the College of Commerce and Business Administration, the President's Cabinet at the University of Alabama, and the UAB President's Council. He also served on the UAB Health System board, and the board of directors for Russell Corporation.

Mr. Thomas recently retired from the board of trustees for both The University of Alabama and Alfa Corporation. He is past chairman of the Alexander City Board of Education. He is also a past president of the Alexander City Chamber of Commerce and the Alabama Bankers Association. He was a member of Leadership Alabama class of 1994. In 2009, Mr. Thomas was inducted into the Alabama Business Hall of Fame.

Business Banking Executive

Joseph V. Chillura

Director, President, and Chief Executive Officer

Mr. Chillura graduated from University of Florida. He began his professional banking career in 1988 at First Union National Bank in the Corporate Training Program. Mr. Chillura was a successful corporate banker with First Union in Tampa, FL through 1997 when he joined Manufacturers Bank of Florida in Tampa. He served as Chief Operating Officer and Senior Lender as well as a member of the Board of Directors for Manufacturers Bank at the time Colonial Bank acquired Manufacturers in 2001. Until July 2007, Mr. Chillura served as Chief Executive Officer and President as well as a member of the Board of Directors for Colonial Bank's Florida West Coast Region where he managed over $3 billion in assets and over 400 employees. Mr. Chillura joined USAmeriBank in July 2007.

Mr. Chillura served on the Board of Trustees of St. John's Episcopal Day School, and is a member of the Jesuit Alumni Association, Ye Mystic Krewe of Gasparilla, the Tampa Yacht and Country Club, and the Longboat Key Club.

Business Banking Executive

Thomas (Brad) B. McMurtrey III

Managing Director

Mr. McMurtrey graduated from Florida State University. He was an original organizer of USAmeriBank and has served as a Director since the Bank was approved. He has 28 years of banking experience in Pinellas County.

He began his career with Barnett Bank in 1981, completing both management and credit training programs. In 1986, he joined First National Bank of Clearwater as a commercial loan officer and was subsequently promoted to Vice President, managing residential and commercial real estate divisions for the bank until its sale to AmSouth in 1992. In 1995, he joined Premier Community Bank of Florida as a Senior Loan Officer. He was promoted to President in 2003 and was actively involved in Asset Quality and Liability Review (ALCO) and other risk management and financial functions, until the bank was sold to Colonial BancGroup Inc. in 2004. As an Executive Vice President and a Senior Lender with Colonial Bank, Mr. McMurtrey managed the commercial lending function for the Pinellas County market.

Mr. McMurtrey has served Pinellas County in various positions with the local Chamber of Commerce, Rotary Club, and as a mentor and a tutor for children in the local public school system. Mr. McMurtrey previously served as the Board President of Big Brothers Big Sisters for Pinellas, Hernando, and Citrus Counties.

Business Banking Executive

James T. Ayers

Founding Director; President, Ayers, Saclarides & Company

Mr. Ayers graduated from the University of South Florida in 1968. He has significant experience with community banks, serving both as a director and shareholder. Mr. Ayers was an organizing director, chairman of the audit committee and member of the loan committee for Premier Community Bank of Florida in Largo, Florida from 1984 to 2004. He was organizing director, corporate secretary and chairman of the audit committee for PCB Bancorp in Largo, FL from 1989 to 2004. From 2004 until 2006 he was a member of the West Coast North Advisory Board for Colonial Bank in Tampa, FL. Mr. Ayers founded the CPA firm Ayers, Saclarides & Company in Clearwater, FL, in 1983 and currently serves as President and Managing Director.

Mr. Ayers has served as Chairman of the Board of Trustees of Largo Medical Center and Suncoast Hospital. He has also served as Chairman of the Largo Chamber of Commerce, as President of the National Alumni Association of the University of South Florida, and the Clearwater Beach Rotary Club.

Business Banking Executive

George P. Bauer

Founding Director; Owner, GPBGroup

Mr. Bauer graduated from Washington University with a B.S. in Engineering and received his Masters in Engineering from Washington University in 1957. He was an organizer of USAmeriBank and has served as a director since the Bank was approved. Mr. Bauer has significant experience with community banks, serving as both a director and shareholder.

Most recently, Mr. Bauer was a director and shareholder of PCB Bancorp, Inc. located in Largo, FL from 1996 through 2004. Mr. Bauer helped found and is a current owner of G.P.B Group, Ltd., a Connecticut-based investment banking firm.

Business Banking Executive

Michael Benstock

Founding Director; CEO, Superior Uniform Group, Inc.

Mr. Benstock attended Lehigh University, Tel Aviv University and served with distinction in the Israeli Defense Forces. He has spent more than 30 years in Seminole, FL employed by Superior Uniform Group, a global apparel design, manufacturing and distribution company, where he was appointed Chief Executive Officer in 2003. He is also an active Director of The Office Gurus, a nearshore call/contact center business located in Central America.

Mr. Benstock has served in many charitable capacities within Pinellas County and the West Coast of Florida. He has served on the Board at The Pinellas County Jewish Day School and multiple times on the Executive Board at Congregation B'nai Israel in St. Petersburg. He was also the West Coast Campaign Chairman of the Israel Development Corporation (Israel Bonds). He is a founding Board Member of Camp Ramah Darom in Clayton, GA, the conservative Jewish movement's first summer camp experience in the south. In addition, he has served for over 20 years as an Editorial Board Member of Apparel Magazine and its predecessor magazine, Bobbin Magazine.

Business Banking Executive

John P. Connelly

Founding Director, CEO, HUB International, Florida

Mr. Connelly graduated from the University of South Florida in 1977. He was an organizer of USAmeriBank and has served as a director of the bank since it was approved. He has been a resident of Pinellas County since 1968. Mr. Connelly has started four businesses in the bay area. He founded Connelly Insurance Group in 1982, which was sold to Brown & Brown (BRO) in 2001. He co-founded both Labor For Hire and Dynamic Solutions Group. These companies provide temporary staffing and information technology solutions to commercial businesses. In 2007 Mr. Connelly formed an insurance agency in partnership with USAmeriBank. This agency, CCF&N, was sold to HUB International in 2013. HUB International has continued its partnership with USAmeriBank in providing insurance and risk management solutions to bank customers. As the CEO of HUB International, Florida, Mr. Connelly oversees the 8 Florida offices for HUB International, the 9th largest insurance broker in the world.

Mr. Connelly currently serves on the Board of Directors for House of Prayer, University of South Florida, St. Petersburg and the YMCA of the Suncoast. He is a past graduate of Leadership Pinellas and past President of both the Florida Gulf Coast Museum of Art and Belleair Country Club. John is married with three children.

Business Banking Executive

Robert C. George

Founding Director; Retired Banker

Mr. George graduated from the School of Banking of the South at Louisiana State University in 1971. His 40-year career in banking took place in the Pinellas County market. In 1991, he joined Indian Rocks State Bank as Executive Vice President and was promoted to President & CEO in 1994. He was also elected to serve on the Board of Directors. In 1997, Indian Rocks State Bank was sold to F.N.B. Corporation, of Hermitage, PA. The bank changed the name to Indian Rocks National Bank and then to First National Bank of Florida. Mr. George continued to serve as President & CEO until 1998, when F.N.B. Corporation purchased and consolidated Bank of Seminole, of Seminole, FL and Citizens Bank and Trust Company, of Clearwater, FL. He then served as Chairman of the Board of Directors. In 2001, all Florida banks owned by F.N.B. Corporation were consolidated into First National Bank of Florida, of Naples, FL, and Mr. George was appointed as Area President & CEO of Pinellas County. He served in that capacity until his retirement in 2004.

In retirement, Mr. George has continued to be active in the community. He serves on the Board of Trustees of Sun Coast Hospital and Sun Coast Health Systems. Also, he serves on the investment committee for Upper Pinellas Association for Retarded Citizens and the finance committee for Oakhurst United Methodist Church.

Business Banking Executive

Richard E. Hanan

Director; Real Estate Investor

Mr. Hanan, an original founder of Aliant Bank (then First Montgomery Bank), recently retired as Secretary-Treasurer of Loeb & Hanan, Inc., one of Montgomery's most established homebuilding companies.

He currently serves as Commissioner with the Alabama Department of Mental Health and Mental Retardation under former Governor Jim Folsom, Jr. Among many community accomplishments, he played a key role in starting the citywide recycling program in Montgomery.

Mr. Hanan serves in leadership roles for a number of community and statewide organizations, including as Chairman of the Water Works & Sewer Board for City of Montgomery, President of the Alabama Water & Sewer Institute, Chairman of the Board for Montgomery Association of Retarded Citizens (MARC, Inc.), President of H.E.L.P. (Handicapped Environmental Living Program), and President of the Special Olympics of Alabama.

His other current board memberships include the Montgomery Housing Authority, The Hope Project, AUM Advisory Board, Montgomery Chamber of Commerce and its Committee of 100. His many previous involvements encompass everything from education and health care to philanthropy and governmental appointments. Mr. Hanan has received such awards as the Mankind Award, the Lotus Award, Humanitarian of the Year, and the Governor's Award for Outstanding Volunteer Community Service in Education.

Business Banking Executive

Mark S. Klein

Founding Director; President, Klein and Heuchan, Inc.

Mr. Klein graduated from Fairleigh Dickinson University in Rutherford, NJ. He was an organizer of USAmeriBank and has served as a director since the Bank was approved. He has been a resident of Clearwater, FL since 1967. From 1974 to 1980, Mr. Klein worked in the commercial brokerage department of Rodgers and Cummings, eventually managing a branch office until the company was acquired by Merrill Lynch in 1980. In 1982 Mr. Klein started his own company, Klein and Heuchan, Inc. which focuses on the brokerage and management of commercial investment properties. Mr. Klein served on the advisory board of First National Bank of Clearwater in 1984 before it was acquired by AmSouth Bank. In 1997, Mr. Klein became a director of Premier Community Bank of Florida and later was elected as a director of PCB Bancorp, Inc. As a director of Premier Community Bank, Mr. Klein served as chairman of the Loan Committee and sat on the Audit Committee. He remained on the Board through PCB Bancorp, Inc.'s acquisition by Colonial BancGroup, Inc. and then served on Colonial Bank's Regional Advisory Board and Loan Committee.

Mr. Klein was a founding director of the Florida Gulf Coast Association of Commercial Realtors and is a past president and was a director of the Clearwater Association of Realtors. He has also been a director of the Mease Hospital Board of Trustees, The Morton Plant Mease Hospital Foundation, the Jewish Federation of Pinellas County, and Temple B'nai Israel.

Business Banking Executive

Jerry C. Kyser

Director; CEO, Jerry Kyser Builder, Inc.

Mr. Kyser is CEO of Jerry Kyser Builder, Inc., a family-owned business he started more than forty years ago, and now a branch of The Kyser Companies, a collection of family-owned businesses offering products and services from fine furnishings to furniture leasing.

Mr. Kyser served as chairman of the Montgomery Area Chamber of Commerce, was a member and chair of the Montgomery Committee of 100, is a Life Director with the National Association of Home Builders, was a president of the Capitol City Kiwanis Club, president of the Presidents Council of Montgomery, and has served in various leadership roles with a multitude professional builder associations. Other past and present board memberships include: Alabama Kidney Foundation, Montgomery Housing Authority, Montgomery Area Council on Aging, Voluntary Action Center, and Montgomery Airport Authority.

Business Banking Executive

M. Barnett Lawley

Director; President, Lawley Resource Management

Mr. Lawley graduated from Auburn University with a Bachelor of Science degree in Business Administration. He is the former Commissioner of the Alabama Department of Conservation and Natural Resources. Mr. Lawley founded M.B. Lawley, Inc., and ran the company for more than 30 years as its president.

Mr. Lawley created the St. Clair County Wildlife Management Area in association with the Department of Conservation, he received Treasure Forest designation for management of W. B. Lawley Estate property, and he was awarded the Certificate of Appreciation by the Department of Conservation for efforts in wildlife and natural resource conservation.

Business Banking Executive

Larry C. Morgan

Director; CEO, Morgan Auto Group

Mr. Morgan graduated from the University of Missouri with a B.S. in Business Administration and Economics. In 1991, Mr. Morgan acquired a retail tire business located in Clearwater, FL, which he grew from 33 to 600 stores under the Tires Plus name and which generated $1 billion in sales. In 2000, Mr. Morgan sold the company to Bridgestone. In 2001, the tire industry recognized Larry Morgan and named him "Tire Dealer of the Year". In 2008, he was inducted into the Tire Industry Association's Hall of Fame. In 2004, he was recognized regionally by being inducted into the Tampa Bay Business Hall of Fame. Mr. Morgan and his son, Brett Morgan, now own and operate six automobile dealerships under Morgan Auto Group. Their dealerships include Toyota of Tampa Bay, BMW of Sarasota, Lamborghini Sarasota, Honda of Ocala, Wade Raulerson Honda, and Wade Raulerson Buick GMC. In 2008, Toyota and Time magazine recognized Larry Morgan for his outstanding sales, customer service, and contributions to the community. In 2009, Tampa Bay CEO Magazine named Larry CEO of the Year in Retail Services and one of the Top 100 Most Influential Business Leaders in Tampa Bay. Mr. Morgan's non-automotive businesses include: a multi-use office and warehouse park known as ComPark 75 located in Pasco County; a highway specialty contractor; a sales and manufacturing company of mailbox systems and signs; and a speech therapy provider. The Morgan businesses are known as LCM Investments II, which is also known as Larry Morgan Family Enterprises.

Mr. Morgan is Chairman of the Board of Directors of Morton Plant Mease Health Care, Inc., Vice Chairman of the Board of Directors of Bay Care Health Systems, Inc., member of the Executive Board of Directors of the Transitions Championship PGA Golf Tournament; and member of the Board of Directors of the Florida Council on Economic Education. Mr. Morgan and his family also made a gift of $5 million to Morton Plant Hospital to build the Morgan Heart Hospital and a majority of the funds to build a new church for the Grace Fellowship congregation in Largo, FL.

Business Banking Executive

Daniel L. Moultrie

Director; President, Summerfield LLC

Mr. Moultrie graduated from Auburn University with a degree in Business Administration. He is the founder of Moultrie Feeders, an international provider of wildlife management products, the No. 1 seller in its industry, and the preferred choice by at least one former U.S. President.

Mr. Moultrie garnered some of his business acumen through such past roles as Internal Auditor, Benefits Analyst, and Senior Stock Representative. His other current involvements include Summerfield Plantation, a world-class and award-winning full-working farm; and Summer Oaks, highly specialized producer of Summerfield Peanut Oil and a leading national supplier in retail and institutional distribution.

Business Banking Executive

John E. Oliva

Director; President & CEO, Oliva Tobacco Company

Mr. Oliva graduated from University of Florida with a degree in Engineering. He is a Tampa resident and President and CEO of Oliva Tobacco Company, a grower and supplier of cigar tobacco from Central America, South America, the Caribbean, Connecticut, and Indonesia. Prior to joining Oliva Tobacco Company, he served as Sectional Vice President for Computer Complex, Inc., a computer timesharing company from Houston, Texas, primarily servicing the Oil and Aerospace industry. He served on the Board of Directors of JRCIGARS, Inc., one of the largest cigar mail order companies in the world, from the time it went public until it was reacquired by the original owners. Mr. Oliva served on the Board of Directors of the Independent Bank until its acquisition by The Bank of Tampa and also served as Financial and Management consultant to Cox Wholesale Seafood.

Mr. Oliva holds memberships in The Jesuit Alumni Association, The University of Florida Alumni Association, The University of Florida Lettermen's Club, The Tampa Chamber of Commerce, The Ybor City Chamber of Commerce, Exchange Club of Tampa, Palma Ceia Golf and Country Club, The Cuban Club, The Centro Asturiano, The Italian Club, The Krewe of Sant Yago, The Knights of Columbus and is a member of St. Patrick's Catholic Church.

Business Banking Executive

Harlan C. Parrish

Executive Vice President, Alabama Area Executive, Alabama Retail Banking Director

Mr. Parrish graduated from Auburn University at Montgomery, and is an honors graduate of the Bank Administration Institute (BAI) Graduate School of Retail Banking. His distinguished career in banking includes senior executive roles with Bank United, BB&T, and Colonial Bank. He has overseen management and growth of hundreds of branches on a statewide level for several states, including Florida and Alabama.

He currently serves on the Advisory Board for the Brock School of Business at Samford University and was recently appointed to the Board of Directors of the Birmingham Business Alliance. He has served on the board and as past chairman for the Foundation for Lee County Public Schools and on the board and the executive committee of the United Way of Lee, Hendry and Glades Counties. He has also served on the BAI Graduate School of Retail Banking Advisory Council, where he assisted in the development of the school's curriculum, was an Associate Director for the Graduate School of Retail Banking, and was appointed to the BAI National Board.

Business Banking Executive

Andy Joe Scaglione

Director; Commercial Real Estate Investor

Mr. Scaglione is a Tampa Bay real estate investor, with active ownership of over 25 commercial and residential properties in Hillsborough and Pasco counties. A third- generation Floridian, Mr. Scaglione was born and raised in Tampa and graduated from Hillsborough Community College.

Mr. Scaglione currently serves as Director of the Tampa Sports Authority Board, previously serving as Chairman in 2009-2010. He is also Chairman of the City of Tampa Channelside District Community Redevelopment Agency, and Finance Chairman and Director of the Avila Homeowners Association. Local memberships include West Tampa Chamber of Commerce, Florida Gulfcoast Commercial Association of Realtors, Florida Association of Realtors, and Greater Tampa Association of Realtors.

Business Banking Executive

Dawn Siler-Nixon

Director; Partner, Ford & Harrison LLP

Dawn Siler-Nixon, Diversity & Inclusion Partner at the Tampa office of national labor employment law firm Ford & Harrison LLP, has over 16 years of experience in employment and labor litigation and a deep-rooted involvement in her community and practice. Siler-Nixon’s practice focuses on discrimination and harassment litigation at state and federal levels, handling trials related to such labor charges as wage and hour violations, medical leave issues, disabilities, sexual harassment and retaliation. She also counsels and trains employees on diversity and issues in the workplace.

In addition to the USAmeriBank board, Siler-Nixon is involved in such organizations as: Minority Corporate Council Association, Black Women Attorneys Network, Women’s Executive Club, National Association of African Americans in Human Resources, Women’s Chamber of Commerce, and Seminole Heights Baptist Church. Siler-Nixon earned her law degree from the University of North Carolina School of Law.

Business Banking Executive

Harrison I. Steans

Founding Director; Chairman, Executive Committee of Financial Investments Corporation

Mr. Steans was an organizer of USAmeriBank and has served as a director since the Bank was approved. He is the Chairman of the Executive Committee of Financial Investments Corporation ("FIC") and Chairman of the Steans Family Foundation. FIC was formed in 1994 to serve as the Steans family office. From 1967 through 1988, Mr. Steans was Chairman of NBD Illinois, Inc. and its predecessor institutions. During his tenure, the organization grew from a single $40 million bank to a six-bank holding company with assets exceeding $1.8 billion. In 1987, the bank holding company was sold to NBD Corporation, which is now part of the J.P. Morgan Chase organization. From 1973 through 1978, Mr. Steans was also Chairman of LaSalle National Bank in Chicago, Illinois, which is now part of Bank of America. In 1994, a group led by Mr. Steans acquired a controlling interest in PCB Bancorp Inc., the parent bank holding company of Premier Community Bank of Florida (f/k/a Pinellas Community Bank). Mr. Steans served as Chairman of the Board of PCB Bancorp, Inc., which grew from a single-bank holding company with $64 million in assets to a four-bank holding company with approximately $675 million in assets. In 2004, PCB Bancorp Inc. and its subsidiary banks were sold to Colonial BancGroup, Inc. Mr. Steans' other business affiliations include service as a Director of Boulevard Healthcare, LLC, Chicago Deferred Exchange Corp., Mortgage Services Holdings LLC, Provest Holdings LLC, and Taylor Capital.

Throughout his career, Mr. Steans has taken a leadership role in a variety of nonprofit organizations, with a particular focus on helping under-privileged communities. Some of Mr. Steans' nonprofit affiliations include serving as Chairman of the Education Committee of the Civic Committee, Chairman of the I Have a Dream Foundation/Chicago, Chairman of the Academic Affairs Committee for the Board of Trustees at DePaul University, past President and Life Trustee of Ravinia Festival, Life Trustee of Highland Park Hospital, Trustee of the Carnegie Council on Ethics and International Affairs, Trustee of the Chicago Humanities Festival, Trustee of Leadership for Quality Education, and Trustee for The Ounce of Prevention Fund. Mr. Steans graduated cum laude from Princeton University with a B.A. degree in economics. In addition to maintaining a residence in Florida, Mr. Steans is active in two Tampa Bay area businesses, Mortgage Services Holdings LLC and Provest Holdings LLC.

Business Banking Executive

William I. Sultenfuss II

Director; President, WISCO Holdings Inc.

Mr. Sultenfuss graduated from the University of Tampa. He is the founder of WISCO Holdings, Inc., a firm which purchases, repositions, and develops multi-family housing in Tampa, St. Petersburg, Clearwater, Largo and Temple Terrace, FL. Mr. Sultenfuss began his real estate career in 1986 in property appraisal. Mr. Sultenfuss served on the advisory board of Florida Capital Bank in 2006.

Mr. Sultenfuss is a member of Tampa Yacht and Country Club, Palma Ceia Golf and Country Club, Ye Mystic Krewe of Gasparilla, and St. Andrew's Episcopal Church.

Business Banking Executive

William B. Tiller

Director; President, Southeast Dairy Processors Inc.

Mr. Tiller serves as President of Southeast Dairy Processors, Inc., a manufacturer of Grade A dairy products that are distributed throughout the Southeast United States. In addition, Mr. Tiller has been employed by Tiller Foods, Inc., since 1975. Tiller Foods was established in 1938 and is a manufacturer and distributor of food products. He also serves on the Board of Directors of InstantWhip Foods, Inc. of Columbus, Ohio, a position he has held since 1977, and the Florida Dairy Products Association, which represents dairy processors throughout the State of Florida, a position he has held since 1988. Mr. Tiller served on the Board of Directors of Plant State Bank from 1991-1995 until its acquisition by SouthTrust Bank.

Mr. Tiller is a member of Avila Country Club.

Business Banking Executive

Joseph V. Chillura

Director, President, and Chief Executive Officer

Mr. Chillura graduated from University of Florida. He began his professional banking career in 1988 at First Union National Bank in the Corporate Training Program. Mr. Chillura was a successful corporate banker with First Union in Tampa, Florida through 1997 when he joined Manufacturers Bank of Florida in Tampa, Florida. He served as Chief Operating Officer and Senior Lender as well as a member of the Board of Directors for Manufacturers Bank at the time Colonial Bank acquired Manufacturers in 2001. Until 2007, Mr. Chillura served as Chief Executive Officer and President as well as a member of the Board of Directors for Colonial Bank's Florida West Coast Region where he managed over $3 billion in assets and over 400 employees. Mr. Chillura joined USAmeriBank in 2007.

Mr. Chillura served on the Board of Trustees of St. John's Episcopal Day School, and is a member of the Jesuit Alumni Association, Ye Mystic Krewe of Gasparilla, the Tampa Yacht and Country Club, and the Longboat Key Club.

Business Banking Executive

Thomas B. (Brad) McMurtrey III

Managing Director

Mr. McMurtrey graduated from Florida State University. He was an original organizer of USAmeriBank and has served as a Director since the Bank was approved. He has 28 years of banking experience in Pinellas County. He began his career with Barnett Bank in 1981, completing both management and credit training programs. In 1986, he joined First National Bank of Clearwater as a commercial loan officer and was subsequently promoted to Vice President, managing residential and commercial real estate divisions for the bank until its sale to AmSouth in 1992. In 1995, he joined Premier Community Bank of Florida as a Senior Loan Officer. He was promoted to President in 2003 and was actively involved in Asset Quality and Liability Review (ALCO) and other risk management and financial functions, until the bank was sold to Colonial BancGroup Inc. in 2004. As an Executive Vice President and a Senior Lender with Colonial Bank, Mr. McMurtrey managed the commercial lending function for the Pinellas County market.

Mr. McMurtrey has served Pinellas County in various positions with the local Chamber of Commerce, Rotary Club, and as a mentor and a tutor for children in the local public school system. Mr. McMurtrey previously served as the Board President of Big Brothers Big Sisters for Pinellas, Hernando, and Citrus Counties.

Business Banking Executive

Harlan C. Parrish

Executive Vice President, Alabama Area Executive, Alabama Retail Banking Director

Mr. Parrish graduated from Auburn University at Montgomery, and is an honors graduate of the Bank Administration Institute (BAI) Graduate School of Retail Banking. His distinguished career in banking includes senior executive roles with Bank United, BB&T, and Colonial Bank. He has overseen management and growth of hundreds of branches on a statewide level for several states, including Florida and Alabama.

He currently serves on the Advisory Board for the Brock School of Business at Samford University and was recently appointed to the Board of Directors of the Birmingham Business Alliance. He has served on the board and as past chairman for the Foundation for Lee County Public Schools and on the board and the executive committee of the United Way of Lee, Hendry and Glades Counties. He has also served on the BAI Graduate School of Retail Banking Advisory Council, where he assisted in the development of the school's curriculum, was an Associate Director for the Graduate School of Retail Banking, and was appointed to the BAI National Board.

Business Banking Executive

Victoria A. Alderman

Executive Vice President and Chief Loan Administration Officer

With more than 20 years of commercial banking experience in the Tampa Bay area, Ms. Alderman has vast knowledge of bank loan administration functions, including loan documentation, loan operations, regulatory compliance, and denovo bank organization. Through her career she has been responsible for successfully setting up and managing numerous loan administration departments in both community and regional bank environments, including Commonwealth Savings & Loan, Premier Community Bank and Colonial Bank of Pinellas County.

Business Banking Executive

Ronald Ciganek

Senior Vice President — Commercial & Industrial Banking Division

Ron Ciganek holds a Master of Business Administration degree from Oral Roberts University. He began his professional career in the banking industry with Barnett Bank in 1991, joining the Management Associate Program in Ft. Myers, FL. In 1993, he transferred to the Tampa market joining the Commercial Banking team, focused on providing financial solutions to corporate clients. In 1998, he joined AmSouth Bank as a Commercial Relationship Manager in the Tampa market. Mr. Ciganek held progressive positions as Team Leader and ultimately Commercial Banking Executive for Regions Bank, successor by merger to AmSouth, serving as a member of the West Coast of Florida management team which encompassed the Tampa Bay area south to Naples. His team oversaw $770 million in loans and $1.2 billion in deposits, generating over $65 million in annual revenue.

Mr. Ciganek has served the community participating in various organizations including the St. Petersburg Chamber of Commerce Board of Governors, All Children's Hospital Development Council, Junior Achievement, The Greater Tampa Chamber of Commerce, Tampa Bay Partnership and St. Paul's School. He has served on the Board and Executive Committees for United Way of Tampa Bay, where he formerly chaired the Governance Committee; served as Chair of Visit Tampa Bay 2011-2012, which promotes Tampa to conventions and visitors; and served on the Executive Board of the 2012 Tampa Bay Host Committee for the 2012 Republican National Convention. Also, he is a member of Belleair Country Club.

Business Banking Executive

T. Gene Evans

Senior Vice President — Retail Banking Administrator

Mr. Evans attended East Carolina University. He is a 26-year banking veteran who has spent his career working in Retail Banking, Residential Lending and Commercial Banking.

In 2008, Mr. Evans joined USAmeriBank from Colonial Bank where he had served as the Residential Lending Manager for the Florida West Coast Region and most recently, Market President for Pasco and Pinellas Counties. He has also managed Retail and Residential Lending Teams for SunTrust Bank in the Tampa Bay area. Mr. Evans began his banking career with Barnett Bank working as a Consumer Lending Officer, Branch Manager and Market Manager.

Mr. Evans serves on the Boards of the Largo Chamber of Commerce and CHSI (Community Housing Solutions Inc.).

Business Banking Executive

Christina (Tina) E. Ford

Executive Vice President and Chief Operations Officer

Ms. Ford attended the University of South Florida, and started her career with Columbia Bank in 1974, and performed various roles including Executive Vice President, Chief Operating Officer and Chief Financial Officer as well as serving as a Board Member from 1990 until 2000, when the bank was sold to Southern Exchange Bank. From 2000 to 2007, she served as Senior Vice President and Regional Operations Administrator for a 65-branch region of Colonial Bank. Ms. Ford joined USAmeriBank in 2007.

Ms. Ford's professional and civic organization involvements include the Greater Tampa Chamber of Commerce, the Ybor City Chamber of Commerce, March of Dimes, Festa Italiana, and Paint Your Heart Out Tampa Bay.

Business Banking Executive

Thomas E. Kelley

Executive Vice President and Chief Credit Officer

Mr. Kelley graduated from the University of South Florida. He has 24 years of large regional and community bank experience. Prior to joining USAmeriBank in 2007, Mr. Kelley spent six years with Colonial Bank in Tampa, FL. In his most recent role he served as the Chief Credit Officer for the Florida West Coast Region and the Central Florida Region. His experience includes Commercial Credit Administration and various lending roles dealing in middle market lending, commercial real estate lending, small business lending, residential lending and consumer lending. Mr. Kelley also served as Chief Credit Officer for Manufacturers Bank of Florida prior to its sale to Colonial Bank in 2001.

Business Banking Executive

Christopher Kneer

Senior Vice President/Business Banking Manager -Tampa Office

Mr. Kneer has over 15 years of banking experience in the Tampa Bay Area. He is a graduate of Creighton University and the prestigious Stonier Graduate School of Banking.

Business Banking Executive

David Ogburn

Senior Vice President — Professional & Executive Banking Division

Mr. Ogburn is a 23-year banking veteran who has spent his entire career in Commercial Banking. He joined USAmeriBank from Colonial Bank, where he served as the Commercial Banking Manager as well as the Market President for Hillsborough County. He began his career in the Commercial Management Training Program at First Union/Wachovia Bank, where he spent 15 years in Sales and Relationship Management. Mr. Ogburn is now Manager of USAmeriBank’s Professional & Executive Banking Division.

Business Banking Executive

Alfred T. Rogers, Jr.

Executive Vice President and Chief Lending Officer

Mr. Rogers graduated from Vanderbilt University with a Bachelor of Arts in Economics. He began his professional career in the banking industry in 1987 at First Union National Bank where he was hired into the bank's Corporate Training Program in Charlotte, North Carolina. Upon completion of First Union's training program, he served as a Commercial Banker in the Tampa, Lakeland and Nashville markets. In 1997, Mr. Rogers, along with Joe Chillura, joined Manufacturers Bank of Florida in Tampa, where he ultimately served as CEO, as well as a member of the Board of Directors. During this time, he was involved in all aspects of expanding the bank's franchise through internal growth as well as an acquisition. In 2001, when Colonial Bank acquired Manufacturers Bank, Mr. Rogers began serving Colonial in the capacity of President and Senior Lender ultimately managing over $1 billion in loans. He also served as a member of the West Coast Florida Region's Board of Directors. Mr. Rogers joined USAmeriBank in his current capacity in 2007.

Mr. Rogers previously served on the St. Joseph's Children's Hospital Board, and is a volunteer youth coach with the YMCA and Little League. He holds memberships in the Tampa Yacht and Country Club, Palma Ceia Golf and Country Club, Ye Mystic Krewe of Gasparilla, the University Club, and is a member of the Palma Ceia Presbyterian Church.

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Alicia (Lisa) M. Steinagel

Senior Vice President — Risk Management

Ms. Steinagel graduated from St. Leo University. She has 27 years of banking experience and holds certifications as both a Certified Community Bank Internal Auditor and a Certified Loan Review Professional. She also attended the ABA Graduate School of Compliance Management.

Prior to joining USAmeriBank in 2009, Ms. Steinagel spent six years with First State Bank as the bank’s Senior Audit Manager, where she managed the Audit, Compliance and Loan Review functions of the bank. She is an active member of the Institute of Internal Auditors and the Suncoast Bankers Compliance Association.

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Amanda J. Stevens

Senior Vice President and Chief Financial Officer

Ms. Stevens graduated from Michigan State University. She began her professional career in 1998 with the accounting firm Crowe Horwath LLP. Ms. Stevens served in the Financial Institutions practice for over 10 years, working exclusively with community banks, primarily in the audit function.

Until 2008, when she joined USAmeriBank, she consulted with numerous community banks on various accounting and regulatory issues. She holds a Certified Public Accountants license in Florida and Michigan.

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Joseph E. Taggart

Vice President/Commercial Real Estate Banking Divisions - Tampa Office

Mr. Taggart has more than 12 years of banking experience in the Tampa Bay area. He is a graduate of the University of Virginia and the LSU Graduate School of Banking. Prior to joining USAmeriBank in 2007, Mr. Taggart spent 6 years as Vice President with Colonial Bank in Tampa, FL. He is a member of Palma Ceia Presbyterian Church, Tampa Yacht and Country Club, Ye Mystic Krewe of Gasparilla and Past Chair of the Chamber of Commerce Fishing Tournament. Mr. Taggart is now Manager of USAmeriBank's Commercial Real Estate Division.

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Commercial Real Estate

Vincent M. Chillura

Vice President/Commercial Lender - Tampa Office

Vincent M. Chillura ("Vince") is Vice President in the Commercial Lending group at USAmeriBank, specializing in commercial real estate transactions.

Vince Chillura is Vice President in the Commercial Lending Group at USAmeriBank, specializing in commercial real estate transactions. Vince has a wealth of commercial banking experience and handles a substantial loan portfolio. He has seen tremendous success in lending on projects to local individuals and is proud to be helping grow investment and development opportunities in the Tampa Bay community.

Prior to joining USAmeriBank, Vince was with LaSalle Bank (acquired by Bank of America). While at LaSalle Bank, he completed their highly regarded commercial banking credit training program.

Vince has deep Tampa roots and a passion for his community and its ultimate success. He is engaged and involved in various organizations and activities.

Vince serves as a board member of Old Florida Federation and is a founding member of the Tampa Pig Jig on the River benefitting the Nephcure Foundation. Vince also serves as a board member of the Tampa Chapter of the University of Florida Friends and Alumni of the Real Estate programs (UF FARE) and The Bergstrom Council. Vince serves as Co- Chair for the Urban Land Institute - Tampa Bay Young Leaders Group. He also serves as a board member of Community Partners in Revitalization and an Advisory Board Member of Southwest Florida Chapter of the Cystic Fibrosis Foundation.

Vince actively participates in Ye Mystic Krewe of Gasparilla, The Real Estate Investment Council - Tampa Bay, The Urban Land Institute, the Westshore Alliance, and is a member of Christ the King Catholic Church.

Vince is a graduate of the University of Florida with a Degree in Finance and Minor in Entrepreneurship (Cum Laude).

Vince is married to wife Lisa and they live in South Tampa. His parents, Joe (retired architect and public servant) and Mary Helen (kindergarten teacher at St. John's Episcopal) also live in Tampa. Vince has four siblings and six nieces and nephews who he enjoys spending his free time with.

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Marcus Hinze

Banking Officer/Commercial Lender

Mr. Hinze is a fourth generation Tampa resident with 5 years of banking experience in the Tampa Bay area. He is a member of Urban Land Institute, the University of Florida Booster Club, the University of Florida Alumni Association and St. Paul Catholic Church.

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Trey Korhn

Vice President/Commercial Lender - Tampa Office

Mr. Korhn has more than 7 years of banking experience in the Tampa Bay area. He is a member of the Real Estate Investment Council, Ye Mystic Krewe of Gasparilla, Merrymakers Club of Tampa, University Club of Tampa, National Football Foundation, and Christ the King Catholic Church.

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Commercial Banking

David Manno

Vice President/Commercial Lender - Tampa Office

David Manno has been a commercial banker in the Tampa Bay market for 23 years, focusing primarily on privately-held, middle market companies. He has been active in the community through board roles with the Make A Wish Foundation and the Child Abuse Council. David has also served on the fund raising committee for the Lowry Park Zoo. Also, he has coached youth soccer and little league baseball for various leagues in Hillsborough County.

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Lew Thomas

Vice President/Commercial Lender - Tampa Office

Mr. Thomas has over 10 years of commercial banking experience, the last 8 in the Tampa Bay area. He is a graduate of Appalachian State University and BB&T's Leadership Development Program. He is a member of Fishhawk Fellowship Church and a volunteer with Big Brothers Big Sisters of Tampa Bay.

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William Woodroffe

Vice President/Commercial Lender - Tampa Office

Mr. Woodroffe is born and raised in Tampa and is a graduate of The University of North Carolina at Chapel Hill. He has over 13 years of banking experience in the Tampa Bay area. He is a member of Palma Ceia Presbyterian, Merrymakers Club of Tampa, Tampa Yacht and Country Club, Ye Mystic Krewe of Gasparilla, Board Member of Embracing Florida’s Wounded Foundation, and a co-chairman of the Children's Cancer Center Sporting Clays Fundraiser Event.

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P & E Banking

Linda Hinze

Senior Vice President/Senior Relationship Manager - Professional & Executive Banking Division

Ms. Hinze has more than 30 years of banking experience in the Tampa Bay area. She is involved in various social clubs and philanthropic organizations. Ms. Hinze is a member of Most Holy Redeemer Catholic Church. Linda serves as a Senior Relationship Manager in the Professional & Executive Banking Division.

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Terri Mulvihill

Senior Vice President/Relationship Manager - Professional & Executive Banking Division

Ms. Mulvihill has over 20 years of banking experience in the Pinellas County and greater Tampa Bay area.

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Katrina Trump

Vice President/Relationship Manager - Professional & Executive Banking Division

Ms. Trump has several years of banking experience in the Tampa Bay area with the majority of it being in Pinellas County where she grew up. She is a currently member of the Skip Cline Society, Bayfront Council of Excellence and Directions for Mental Health, Board of Directors. She has previously served on various other boards such as The Children's Home, Inc. and Juvenile Diabetes Research Foundation. Ms. Trump is a graduate of the University of South Florida and a member of St. Luke the Evangelist Catholic Church.

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Emma Weisman

Senior Vice President/Relationship Manager - Professional & Executive Banking Division

Ms. Weisman has over 30 years of banking experience in the Tampa Bay area. She has been involved in multiple South Tampa organizations for the past 30 years.

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Casey Andrews

Relationship Manager, Vice President - Professional & Executive Banking Division

Ms. Andrews brings over 8+ years of financial experience in lending and branch management in the Tampa Bay area. She has been involved in various charitable organizations throughout her career.

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Business & SBA Banking

Leslie Bridges

Vice President/Commercial Lender - 4th Street Office

Ms. Bridges has been a St. Petersburg resident since 1982. She has over 12 years of lending experience and 5 years in the commercial market focusing on small to mid-size businesses in Tampa Bay. She is a graduate of the University of Florida and a member of both the Renaissance Vinoy Country Club and Temple Beth El in St. Petersburg. She volunteers her time with the Admiral Farragut Academy Parents' Group, helps out with her son's many youth sports activities and enjoys sailing.

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Aaron Jimison

Vice President/Commercial Lender - Ybor City Office

Aaron Jimison has 10 years of banking in the Tampa Bay area. He is a finance graduate of the University of South Florida. Aaron has been a member of many community organizations, including, Carrollwood Community Bar Association, Florida Gulf Coast Commercial Association of Real Estate Professionals, Carrollwood Area Business Association, Young Professionals of Tampa Bay, USF Alumni Tampa Chapter, and the Greater Tampa Chamber of Commerce.

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Rene Martinez

Vice President/Commercial Lender

Mr. Martinez is a graduate of the University of Tampa and began his banking career in 1988. He is involved with The University of Tampa and University of South Florida Athletic Programs.

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Angelie Spurling

Vice President/Commercial Lender - Ybor City Office

Ms. Spurling has more than 10 years of banking experience in the Tampa Bay area. She is a member of the Junior League of Tampa, University of South Florida Alumni Association, Boys and Girls Club of Tampa Bay Steak Dinner Committee, and a Florida School of Banking attendee.

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Jocelyn Chapman

Vice President/Commercial Lender - Belleair Office

Jocelyn has 33 years of banking experience, with over 15 years in Commercial Lending. She is currently a member & President (2013-14) Elect of The Rotary Club of Clearwater, serves on the Clearwater Regional Chamber of Commerce Business of the Year selection committee, and is a member of the Episcopal Church of the Ascension. Jocelyn is a Graduate of the University of West Florida with a BA in Marketing & Public Relations.

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Mortgage Banking

Buck Best

Residential Mortgage Lender - Belleair Office NMLS ID 775254

Read about Mr. Best soon!

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Gilly Dominguez

Residential Mortgage Lender - South Tampa Office NMLS ID 517466

Mr. Dominguez has more than 7 years of banking experience in the Tampa Bay area. He is a member of Christ the King Church.

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Scott Gibertini

Residential Mortgage Lender - Ybor City Office NMLS ID 337469

Scott Gibertini brings over 24 years of business and banking experience to the USAmeriBank team. He blends his in-depth knowledge and excellent customer service to provide his clients with unparalleled tools to make home financing decisions.

Scott received his bachelor’s degree from the University of South Florida and then graduated from the Florida Bankers Association’s Florida School of Banking program. Born and raised around the suburbs of Chicago, Scott moved to Florida in 1984. He is active around the area he serves and he regularly donates his time to worthy community events and non-profit organizations. He serves as a volunteer for St. Stevens Catholic Church.

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Don Carr

Residential Mortgage NMLS ID 380722

Mr. Carr brings over 29 years of business and mortgage knowledge to the USAmeriBank team. His experience as a business owner and his in-depth knowledge of the local market allows him to provide excellent customer service to his clients with unparalleled insight into the challenges facing today's mortgage consumer.

Don received his bachelor's degree in business administration from the University of Florida. He is a third generation resident of Pinellas County. Don regularly donates his time to worthy community events and non-profit organizations.

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Manny Alvarez

Senior Vice President/Director of Community Affairs - Ybor City Office

Read about Mr. Alvarez soon!

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Anna Billiris

Senior Vice President/Retail Branch Manager - Tarpons Springs Office

Ms. Billiris has over 15 years of banking and mortgage related experience. She was born in the Tampa Bay Area and is a graduate of the Georgia Institute of Technology with a degree in Industrial and Systems Engineering. Ms. Billiris sits on the Executive Board of St. Nicholas Greek Orthodox Cathedral in Tarpon Springs, where she is a member, and on the Board of the Leepa-Ratner Museum of St. Petersburg College. She is also active in the Rotary Club of Tarpon Springs, where she has twice served as Director and Treasurer and where she will soon serve as President. Ms. Billiris is also involved with the Shepherd Center of Tarpon Springs and serves as the Executive Director for the Foundation for Hope and Prosperity, a not-for-profit organization with worldwide outreach.

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Karen Borden

Senior Vice President/Retail Branch Manager - Carrollwood Office NMLS ID 517462

Ms. Borden has more than 20 years of banking experience in the Tampa Bay area. She is a graduate of the University of South Florida, and the Florida School of Banking. She is a member of the Carrollwood Rotary, Board of Directors. She is also involved in a number of other organizations in the Carrollwood area. Ms. Borden is a member of St. Lawrence Catholic Church.

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Christina Dickson

Senior Vice President/Retail Branch Manager - Belleair Office NMLS ID 627478

Ms. Dickson has 12 years of banking experience in the Tampa Bay area. She was born and raised in Pinellas County and is a graduate of the University of South Florida. She is a member of the Belleair Rotary and is Treasurer for the Clearwater Library Foundation.

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Cami Gibertini

Senior Vice President/Retail Branch Manager - Brandon Office NMLS ID 517468

Ms. Gibertini has more than 20 years of banking experience in the Tampa Bay area. She is a graduate of the Florida School of Banking at the University of Florida in 2003 and a graduate of the BAI Graduate School of Retail Banking at the University of Wisconsin in 2007. She is also a member of Brandon Kiwanis, ECHO Board of Directors, Leadership Tampa Class of 2004, and Leadership Brandon Class of 2000.

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Scott McClelland

Senior Vice President/Retail Branch Manager - South Tampa Office NMLS ID 517471

Mr. McClelland has over 10 years of banking experience and 10 years of management experience in the Tampa Bay area. He is a graduate of Florida State University, the University of Florida School of Banking, and a member of the Merrymakers Club of Tampa.

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Shari Middleton

Senior Vice President/Retail Branch Manager - Ybor City Office NMLS ID 432638

Shari Middleton has over 27 years of banking experience in the Tampa Bay area. A Tampa native, Shari is active in the Ybor City community and currently serves on the Executive Board of the Ybor City Chamber of Commerce as Vice-Chair of Marketing. Her civic activities also include Ybor City Museum Society, Rotary Club of Ybor City and Meals on Wheels. Previously, Shari has served as Loaned Executive for United Way of Tampa and mentor for the USF Latino Scholarship Program.

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Linda Orvis

Senior Vice President/Retail Branch Manager - Downtown Tampa NMLS ID 517473

Ms. Orvis has over 25 years of banking experience. She is a graduate of Leadership Brandon 2009, a former member of the Brandon Kiwanis and Ambassador of the Brandon Chamber of Commerce. She also served as a Treasurer of the Board for Sertoma International Organization of Tampa in 2003.

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Nick Patel

Senior Vice President/ Retail Branch Manager - East Bay Office NMLS ID 517474

Mr. Patel has over 18 years of banking experience in the Tampa Bay area. He is a graduate of the University of Salford in England where he received a Bachelors of Science Degree in Chemistry and Economics. He has served Pinellas County in various positions including the Largo Chamber of Commerce, Fostering Hope Florida Inc., and is currently a board member of the Make a Difference Fishing Tournament.

Mr. Patel was USAmeriBank's first Branch Manager and his team was instrumental in getting the first branch in Largo up and running in 2007.

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Carol Kennedy

Senior Vice President/Retail Branch Manager - 49th Street Office NMLS ID 768476

Ms. Kennedy has over 23 years of banking experience in the Pinellas County area. She is a 2010 graduate of the Florida School of Banking at the University of Florida. She has volunteered at multiple local elementary schools supporting the tutor and mentoring programs.

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Jeanette G. Renfrow

Senior Vice President/Retail Branch Manager - Clearwater Office NMLS ID 768476

Ms. Renfrow has more than 35 years of banking experience in the Tampa Bay area. She previously served as Chairwoman of the Board of the Clearwater Regional Chamber of Commerce, and serves on the Boards of the Clearwater Jazz Holiday Foundation, Charity Works, Inc. and the Morton Plant Mease Hospital Community Board. She has also been named a "Woman of Distinction" by the Suncoast Girl Scout Council and received the "Tribute to Women in Industry Award" from the YWCA.

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Joseph N. Riggs

Senior Vice President/Retail Branch Manager NMLS ID 960359

Mr. Riggs has over 25 years of banking experience in the Tampa Bay area. He is a graduate of the University of Florida, where he earned a Bachelors of Science degree in Journalism and Communications. Mr. Riggs has served the community in various volunteer and leadership positions, currently serving as Chapter Chair of the Florida Chapter of the March of Dimes as well as board member of the Hemophilia Foundation of Greater Florida.

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Kathy Wright

Senior Vice President/Retail Branch Manager - 4th Street Office NMLS ID 517479

Mrs. Kathy Wright has over 30 years of banking experience in retail and wealth management serving the St. Petersburg area. She was born and raised in St. Petersburg. Kathy is a member of the Northeast Exchange Club of St. Petersburg, All Children's Development Council and Bayfront Health Foundation Council of Excellence.

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