FDIC Disclosure

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account, “IOLTAs”) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html

For more information about FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

For more information from the FDIC, you may call
1-877-ASK-FDIC (1-877-275-3342)
Hearing Impaired Line: 1-800-925-4618

You may also read more about the FDIC at http://www.fdic.gov/deposit/deposits.

To calculate your FDIC coverage go to www.myFDICinsurance.gov

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