Business Loans

For decision makers. By decision makers.

USAmeriBank provides fixed and variable rate financing solutions for those who value a total banking relationship. With local ownership, management and decision-making, USAmeriBank can customize commercial loans and lines of credit that will best serve your specific borrowing needs. Feel free to contact one of our commercial lending specialists directly to learn more or start an application.

To speak to a Commercial Lending Specialist, contact your nearby branch.

Commercial Real Estate

Build on your business investments with one of our Commercial Real Estate loan products including purchase money mortgages. Also, use your existing real estate value for new loans or refinancing opportunities. Our products include:

  • Owner-occupied commercial real estate
  • Multi-family dwellings
  • Mixed use properties
  • Investment properties
  • Income producing properties
  • Construction projects
Business Term Loans

USAmeriBank offers term loans to finance the purchase of new or used equipment and machinery, cover leasehold improvements, or finance the acquisition of another company. Competitive terms are available and normally vary with the type of financing needs.

Business Lines of Credit

USAmeriBank offers lines of credit to help finance your short-term borrowing needs and provide working capital to help level out temporary or seasonal cash flow fluctuations. This type of financing allows you the flexibility to borrow against your line and repay without a fixed schedule.

Calculators