Commercial Banking

Commercial Real Estate

Real estate is a local business, and that’s why commercial real estate developers, owners, investors and managers are best served by a strong local bank. In Tampa Bay and Alabama, that financial partner is USAmeriBank.

We know first-hand the conditions and potential in our markets, and our Relationship Managers are part-owners of USAmeriBank, so they have a long-term commitment to the business and to their customers.

Our local decision-makers can act fast to put together a solution that answers your needs. USAmeriBank is an active lender in our markets, and if needed, we can partner with other strong, business-oriented banks for larger loans.

Every real estate transaction is a vote of confidence in the regions we call home, and USAmeriBank stands ready to help. Contact your local Relationship Manager today.

Vincent M. Chillura
Vice President / Relationship Manager – Downtown Tampa Office
Office: 813-418-4055
vchillura@usameribank.com

Marcus Hinze
Asst. Vice President / Relationship Manager – Downtown Tampa Office
Office: 813-347-4703
mhinze@usameribank.com

Trey Korhn
Vice President / Relationship Manager – Downtown Tampa Office
Office: 813-418-4056
tkorhn@usameribank.com

Ronald Moore III
Asst. Vice President / Relationship Manager – Downtown Tampa Office
Office: 813-347-4714
rwmoore@usameribank.com

Tim Sousa
Asst. Vice President / Relationship Manager – Downtown Tampa Office
Office: 813-418-4701
tsousa@usameribank.com

Daryl Spears
Vice President / Senior Relationship Manager – Meadowbrook Office
Office: 205-408-2069
Email: TBD

Commercial & Industrial

USAmeriBank is the full-service source for financial solutions to area businesses. Our Commercial & Industrial Banking Division offers all the services your enterprise needs to run efficiently, expand production, buy or update facilities and take advantage of new opportunities.

USAmeriBank is dedicated to the area’s mid-size enterprises because we are one of you. Our bank is an employee-owned, locally operated business. That means that decisions are made right here by professionals who know the business conditions and potentials first hand. USAmeriBank Relationship Managers make it their responsibilities to know where you are now and where you want your company to be three, five and ten years from now, and can mobilize our resources to help you get there.

While we are part of your community, USAmeriBank is capitalized at a level that makes us competitive with other regional banks. Our agility allows you to capitalize on opportunity as it arises. In some cases, we can also leverage our relationships with other strong, business-oriented banks to fund even larger deals.

USAmeriBank’s Commercial & Industrial Banking division serves mid-sized companies with these credit, treasury and deposit products:

  • Lines of credit for working capital
  • Financing for equipment
  • Bridge loans
  • Financing for merger and acquisition activity
  • Financing for commercial real estate needs

David Manno
Vice President / Relationship Manager – Downtown Tampa Office
Office: 813-418-4069
dmanno@usameribank.com

Lew Thomas
Vice President / Relationship Manager – Downtown Tampa Office
Office: Office: 813-347-4707
lthomas@usameribank.com

William Woodroffe
Vice President / Relationship Manager – Downtown Tampa Office
Office: Office: Office: 813-418-4058
wwoodroffe@usameribank.com

Healthcare

Get direct access to seasoned healthcare professionals with an in-depth understanding of the complex legislation and ever-changing regulatory and budgetary environment impacting healthcare facilities today.

We have the expertise to create custom lending solutions – using balance sheet or bridge-to-agency strategies – with flexible loan structures tailored to our client’s specific objectives. We also have deep experience partnering with private equity firms to provide senior financing in sponsor finance transactions.

Financing Options

  • Bridge to Agency financing
  • Taxable and tax-exempt bond issues
  • Revolving lines of credit to meet ongoing working capital requirements
  • Term loans for acquisitions, refinancing, repositioning, or growth – based
    • Cash flow
    • Equipment
    • Real Estate

Healthcare Sectors Served

  • Acute care hospitals
  • Skilled nursing facilities
  • Assisted living facilities
  • Psychiatric hospitals
  • Physician’s practices
  • Alzheimer facilities
  • Continuing care retirement communities
  • Long-term acute care hospitals
  • Surgery centers
  • Medical office buildings
  • Home healthcare & hospice providers
  • Medical device manufacturers and distributors
  • Pharmaceutical companies
  • SMOs/CROs
  • Distributors
  • Other healthcare providers

Rich LeComte
Senior Vice President / Specialty Lending Manager – Downtown Tampa Office
Office: 813-347-4708
rlecomte@usameribank.com

Business Banking

Have questions? We have answers.

Please use the form below to contact us.